Gorigolzari has additionally pressured that “we’re not at traditionally excessive charges”, though there was a really abrupt rise. CaixaBank is ready for the potential of larger difficulties as a result of the entity is “the primary celebration”
The president of CaixaBank, José Ignacio Goirigolzarri, has responded to the proposal to freeze mortgages that intervening in a market that’s working “very nicely” is “a really delicate situation.”
This is how he referred to the proposal of the Minister of Labor, Yolanda Díaz, who made it ugly that the disaster can’t be an excuse for banks to earn extra and known as for “freezing mortgages” and moderating advantages.
As the president of the financial institution mentioned on the press convention to current the outcomes, we’re in a interval of normalization of rates of interest in a context the place the unusual factor has been to have unfavourable charges, and in addition “we’re not at traditionally excessive charges”, though there was a really abrupt rise.
CaixaBank is ready for the potential of larger difficulties as a result of the entity is “the primary curiosity” in serving to prospects to satisfy their funds.
The entity closed the yr with web attributable revenue of three,145 million euros final yr, 29.7% greater than the earlier yr on a like-for-like foundation.
Asked if there’s a threat that the outcomes is not going to be understood by society, he replied: “Of course there’s, particularly if they don’t seem to be defined.”
Thus, he has mentioned that CaixaBank’s 2022 revenue is “an enormous determine, however it’s that every one the figures are enormous” within the entity’s accounts, and has requested that they pay attention to the previous and present scenario within the sector.
“We come from a scenario of unfavourable rates of interest and the banks have had a return under the price of capital”, which has induced traders to worth the entity much less.
For him, that “the financial institution’s profitability rises is sweet information for shareholders, however it’s extraordinary information for everybody”, since the truth that a financial institution that’s not worthwhile or stable is an issue for society, has added.